Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Sequence of Returns A look at how variable rates of return impact investors over time. Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans. An Arm and a Leg A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.